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AARP Life Insurance Program from New York Life

Level Benefit Term Life Insurance

Protection Amount

$10,000 to $150,000 in protection1

Coverage Period

Protection that can last to age 80

Rates

Lower initial rates that increase over time, and you can exchange anytime before age 80 for permanent life2

No Medical Exam

Acceptance is based on your answers to health questions and other information you provide or give us permission to obtain

Permanent Life Insurance

Protection Amount

Up to $50,000 in protection

Coverage Period

Protection that can last your entire life

Rates

Guaranteed rates that never increase

No Medical Exam

Acceptance based on answers to health questions and other information

Guaranteed Acceptance Life Insurance

Protection Amount

Up to $25,000 in protection; Limited benefits for first 2 years

Coverage Period

Protection that can last your entire life, guaranteed acceptance3

Rates

Guaranteed rates that never increase

No Medical Exam

No health questions; Includes extra mortality risk charge

1Up to $100,000 for NY residents.
2Rates are based on your age when you exchange.
3If you're already insured with the program, the full coverage amount may not be available.

Looking for Higher Coverage?

  • Call New York Life at (800) 607-6957
    Monday to Friday: 8 a.m. - 8 p.m. (ET)